109 Belmont St, Cambridge $1,899,000

Sale Type: For Sale Ft²: 2,500 Lot Size: 4,356 Ref #: 73544650

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Category: Multi Family Home

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Exceptional opportunity to own a spacious multi-family property in one of Cambridge's most desirable neighborhoods. Offering over 2,500 square feet of living space, this multi-family property is fully gutted and ready to be renovated with included permit ready plans. It features 6 bedrooms and 3 full bathrooms, providing flexibility for investors, owner-occupants, or multi-generational living. Situated on a 4,356-square-foot fenced lot, the property offers private outdoor space while being conveniently located near Harvard Square, Fresh Pond, public transportation, shopping, dining, parks, and major commuter routes. Each unit is designed for luxury living accommodations with strong rental potential in a highly sought-after market. Whether you're looking to expand your investment portfolio, generate rental income, or occupy one unit while leasing the others, this Cambridge property offers outstanding value and long-term potential. Condo conversion could be explored for maximum return.

Details

Ft²: 2,500

Lot Size: 4,356

Tax: $8,822

Listing provided courtesy of The Prosperity Group, eXp Realty LLC - Corporate Office

Living in Belmont, Massachusetts: A Suburban Gem Near Boston

Belmont, MA, is a highly desirable suburb just 8-10 miles northwest of downtown Boston, offering residents a perfect blend of quiet, family-friendly living and easy access to urban amenities. With a population of around 27,000 (projected ~27,500 in 2025), it's known for its tree-lined streets, historic charm, and strong sense of community. Often called the "Town of Homes," Belmont features dense suburban neighborhoods with mostly single-family colonials, mid-century homes, and some condos.

Tree-lined residential street in Belmont, MA

Classic colonial-style single-family home in Belmont, MA

Why Families Love Belmont

Top-Rated Public Schools: Belmont's schools consistently rank among the best in Massachusetts. Belmont High School is in the top 10 statewide, with high proficiency in math/reading and strong college prep programs. The district serves ~4,500 students with modern facilities, including a recently updated high school and middle school.

Safety & Community: Extremely low crime rates make it one of the safest suburbs in the Boston area. Residents describe it as quiet, welcoming, and family-oriented, with active events like Belmont Town Day and a thriving farmers' market.

Parks & Recreation: Abundant green spaces, including the Mass Audubon Habitat Wildlife Sanctuary (90 acres of trails, meadows, and ponds), Rock Meadow Conservation Area, Beaver Brook Reservation (with spray deck for kids), and Lone Tree Hill.

Trails at Mass Audubon Habitat Wildlife Sanctuary, Belmont MA

Scenic pond and trails at Habitat Wildlife Sanctuary in Belmont

Convenient Location: Quick commute to Boston via MBTA Commuter Rail (Belmont Center or Waverley stops) or bus to Alewife (Red Line). Close to Cambridge, Harvard, and major highways.

Real Estate & Cost of Living

Belmont's housing market is competitive and pricey—median home prices hover around $1.4–1.6 million in 2025, with values up ~7-12% year-over-year due to limited inventory and high demand. Most homes are spacious single-families; expect fast sales (often in under 10-20 days). Cost of living is ~68% above the national average, driven by housing and taxes, but supported by high median household incomes (~$178,000).

Pros & Cons

Aspect	Pros	Cons
Schools	Exceptional public system, top rankings	High property taxes to fund them
Safety	Very low crime, family-friendly
Lifestyle	Parks, walkable centers (Belmont Center, Cushing Square), diverse restaurants	Limited nightlife; quieter vibe
Commute	Easy access to Boston/Cambridge	Traffic on major roads
Affordability	High incomes, strong community	Expensive housing & overall costs

Aspect

Pros

Cons

Schools

Exceptional public system, top rankings

High property taxes to fund them

Safety

Very low crime, family-friendly

Lifestyle

Parks, walkable centers (Belmont Center, Cushing Square), diverse restaurants

Limited nightlife; quieter vibe

Commute

Easy access to Boston/Cambridge

Traffic on major roads

Affordability

High incomes, strong community

Expensive housing & overall costs

Overall, Belmont is ideal for families prioritizing education, safety, and suburban tranquility with Boston proximity. It's a premium choice in the Greater Boston area—perfect for those who can afford it! Properties in Belmont offer enduring value in a charming, high-quality community.